I am Colonel CVS Sehgal — 40 years in Indian real estate, Army Veteran, Civil Engineer. I built NRI CareConnect for one reason: too many good NRI families are losing property they spent a lifetime building — not to bad markets, but to bad paperwork.

Every NRI property situation falls into one of three categories. The fourth is for families who want everything in order before anything goes wrong.
Upload your document. Pay a fixed fee. Our qualified CA or lawyer in Chandigarh reviews it thoroughly and delivers a clear, signed professional report. Plain English. No jargon.
Upload My Document →Tell us your situation. We assess it, give you a fixed price and clear timeline, and handle everything from start to finish. Will drafted. Succession certificate. Occupant removed. Property sold.
Tell Us Your Situation →Subscribe to a monthly plan. We visit your property every month, send you a photo report, and act immediately if anything goes wrong. One report. Every month.
See Protection Plans →We map every property, bank account, policy and investment you hold, check each title and nominee, and give your family one sealed index with a letter of instructions. Reviewed and signed by a qualified CA or lawyer in Chandigarh.
Open The Family Vault →Three steps. Fixed price. Expert reviewed.
Upload a document, describe your situation, or choose a monthly plan. All three paths begin with one simple step.
Colonel Sehgal's qualified CA or lawyer in Chandigarh reviews your document or situation. Every report personally approved by Colonel Sehgal before delivery.
Clear report. Plain English. Specific actions. Delivered within the stated turnaround — or your money back. Then we handle whatever comes next.
Every one of these has a solution. Every one of them gets worse with time.
Sections 148 and 148A notices are time-critical. The wrong response — or no response — can result in ex-parte assessment.
A tenant refusing to vacate or pay rent is not just a financial loss — it can become adverse possession if left too long.
Most Indian wills fail on witness requirements, registration, or specific bequest clarity. Grade your will before it is too late.
An empty property in Punjab without a trusted local presence is an invitation to encroachment. Every month that passes is risk.
Banks have moved ₹86,917 crore of unclaimed deposits to the RBI. Each rupee of it waits for an heir who does not know it exists.
Both paths begin here. Both are handled personally by Colonel Sehgal's team in Chandigarh.
Entry Point 1 · Expert reviewed and signed · 12–48 hours
Your document will be requested after payment is confirmed.
Secure payment via Razorpay · Charged in INR at current exchange rate · CAD equivalent shown for reference · Report delivered within stated turnaround or full refund
Entry Point 2 · Free assessment · Fixed price · We handle everything
No payment at this stage · Colonel Sehgal's team responds within 4 hours · Fixed price confirmed before any payment
If your situation does not fit neatly into a category above — WhatsApp Colonel Sehgal's team directly. We handle anything connected to Indian property, succession, and NRI taxation.
WhatsApp Colonel Sehgal — +91-97791-10555As on 30 June 2026, banks had transferred ₹86,917 crore of unclaimed deposits to the RBI's Depositor Education and Awareness Fund. Unclaimed insurance stood at ₹8,974 crore and unclaimed mutual fund money at ₹3,749 crore. The heirs can still claim it. But first, they must know it exists.
For an NRI family the picture is usually the same. The property is in Punjab. The papers are in an almirah in Ludhiana. The heirs are in Brampton. The Family Vault puts all of it in one place, checked and in order.
A full inventory: property (title, mutation, tax receipts), bank accounts and FDs in India and abroad, mutual funds, demat, insurance, pension and PF, lockers, vehicles. For each: who holds it, who the nominee is, where the papers are.
What would go wrong today: missing or outdated nominees, no will or a weak will, live POAs, joint holdings that do not match your wishes, pending mutation, ancestral or HUF property issues, NRI account status, and hurdles your heirs abroad would face in repatriating the money.
Will drafted and registered by our lawyer, nominations updated, POAs revoked or replaced, gift or settlement deeds where useful, and the repatriation route for heirs abroad.
A master index, certified copies, a letter of instructions to your family, and a contact sheet (CA, lawyer, bank managers).
Delivered within 10 working days or full refund
Government fees at actuals · Fixed price confirmed on a call before any payment
For families whose Vault is already set up
Your originals stay in your own bank locker. We never hold passwords. Your documents are kept encrypted and shared only with the family members you name. Every will is drafted and signed off by a qualified lawyer.
Not for Vault Essentials; it is done entirely on the documents you send. For Vault Complete, a will is valid without registration and can be signed abroad before two witnesses. If you want it registered, we prepare everything in advance, so registration takes one visit to the Sub-Registrar's office on your next trip.
Yes. A will covers only what it names, and it says nothing about nominees, joint holdings or where the papers are. Your existing will is checked as part of the Gap Report. If it is sound, it stays. If it is weak, Vault Complete replaces it.
Only Colonel Sehgal's team and the reviewing CA or lawyer in Chandigarh. Documents are kept encrypted and shared only with the family members you name. We never hold your originals or your passwords.
They go into the Asset Map, so your family has one index for both countries. The legal work (will, nominations, POAs) covers your Indian assets. Where your foreign assets need a local will, the Gap Report says so, and you can take it to a lawyer there.
The Succession Readiness Report (₹12,300 · CAD $149) grades the documents you send for one property, in 48 hours. The Family Vault maps everything your family owns, finds every gap, fixes it in Vault Complete, and leaves your family one sealed index.
Life moves on: a death, a marriage, a move abroad, a property sold. Vault Care reviews your Vault once a year and after any such event, so the index never goes out of date. It renews yearly, and you can stop it before any renewal.
Not sure which level fits your family? WhatsApp the word VAULT to +91-97791-10555, and Colonel Sehgal will call you at a time that suits you.
WhatsApp VAULT — +91-97791-10555No crisis. Just a property that needs to be watched. Month-to-month. Cancel anytime.
Month-to-month · Cancel anytime
Month-to-month · Cancel anytime
Month-to-month · Cancel anytime
I spent 40 years in Indian real estate — delivering projects worth hundreds of crores, navigating Punjab property law, and sitting with families at their most vulnerable moments. I am a Civil Engineer, MBA, and retired Army officer.
I built NRI CareConnect because I kept seeing the same story repeat: good families losing property not because of bad luck — but because nobody told them what they needed to know, at the right time. Every report we deliver has my name on it. Every recommendation is one I would give my own family.
Colonel Sehgal also serves domestic clients across Punjab and Chandigarh. Enquire on WhatsApp: +91-97791-10555
WhatsApp Colonel Sehgal's team right now. Tell us your situation in one message. That is where we start.
WhatsApp Us Now — +91-97791-10555